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>Enough is Enough (d20 Modern)

September 9, 2016


This country cannot continue on its current path.  The corporatocracy no longer hides behind the politicians who had their pockets padded in exchange for favorable votes on tax cuts, immigration, and the like.  By appeasing the desires of Big Business, the United States of America has squashed not only the American Dream, but the American Mediocrity.  The gap between rich and poor is as far as East is from West.  There is virtually no middle class anymore.  If you can scrape together more than $25,000 a year, you’re doing well for yourself in today’s economy.

Unfortunately, doing well isn’t cutting it anymore.  I’ve watched my unemployed friends search for the last five years without even being able to land a job at WalMart or McDonald’s.  I’ve watched my employed friends experience wage freezes, or even lose their jobs.  If you’ve been unemployed for more than a month, nobody will hire you.  I suppose I should be thankful to even have a job, although I’m working more hours for less pay.

Texas had the right idea when they seceded, and I don’t care who reads this.  I wish Kentucky could join the SSA.  I’d emigrate to an SSA state, but it’s not that easy to just pack up an entire family and leave the USA anymore.  We would probably get pulled over before we even left the county.  And that is even assuming we could afford the gas to make it to Arkansas.

I guess what I’m saying is that the government has to know that the people are fed up, and imprisoning protesters will not stop us, the dissidents.  I don’t care that protests are illegal, I am going to the courthouse lawn on September 11 to protest the current state of the Union, and I won’t be alone.  The fifteenth anniversary to the so-called “terrorist attacks” will serve as a perfect stage for our voices to be heard.  Join me at the courthouse at 8:46 AM if you have had enough with the government oppression!

If you don’t see me again, I want my wife and children to know that I love them very much, and wasn’t afraid to stand up to the government as a patriot and fight for what’s right.


Session #1

April 7, 2015

Session 1 – January 10, 2015


John as Shane Thorngage, Halfling Rogue
Shelley as Torgg Ironfist, Dwarf Cleric
Todd as Clanless Rhogar, Dragonborn Paladin
Moe as Aust Naila, Elf Ranger
Derek as Mendartes Evenwood, Half-Elf Sorceror
Mitchell as Erich Goodbarrel, Halfling Monk

Part One – Synopsis

Shane and Clanless Rhogar assemble a new party to investigate the mysterious tomes recovered during a previous adventure.
Read more…

Reset The Net

June 5, 2014

Internet security is something I care deeply about. If you do too, learn how you can Reset the Net with browsers and add-ons that have the user in mind.

The Hobby Lobby Injury

October 14, 2013

So this isn’t exactly what I had expected my first post after getting back home to be about. This is the story of how my wife got injured at Hobby Lobby and the ongoing story of how they have handled the situation.

We went to Hobby Lobby today to pick up some wooden fire truck and firefighter decorations for my sister-in-laws baby shower. We went to check out, and while the cashier was getting our total, two heavy wooden wall hangings fell over and smashed my wife in the ankle. The wall hangings had apparently been returned, but instead of taken somewhere out of the way, they were just leaned up against the checkout aisle where customers were passing by regularly.

When the heavy wooden wall hangings hit my wife in the ankle, she couldn’t even speak due to the pain she was in. She had previously had surgeries on both feet, so that area is already pretty sensitive. I asked the cashier to get someone to fill out an accident report, and the waiting began.

Another employee paged for a manager to come up front. In the meantime, my wife wasn’t brought a chair or offered a place to sit or any sort of convenience while we waited. She instead leaned against the shopping cart rail for twenty minutes while we waited for the manager. Waiting around for twenty minutes in a retail store after suffering an injury is bad enough, but both kids were getting restless and Kennedy was asking why mommy was crying.

Finally, an assistant manager showed up to begin the process of filling out the Hobby Lobby accident report. This would have been great, if only the assistant manager knew how to fill one out. The employee who originally paged the manager had to explain how to fill out the form. Even with the employee helping, the manager had my wife enter her information in the witness information section of the report. They finished the report and gave us a piece of paper with information about contacting Hobby Lobby in regards to the injury at their store and we left to get her checked out.

We got to Redicare and signed in. The clerk asked if Hobby Lobby had given us any other paper that authorized medical treatment. Hobby Lobby was apparently supposed to give us another form in order to get her checked out, which they failed to do. Since they didn’t do that, Redicare had to call them to speak with someone about the injury.

When we finally managed to speak with a Hobby Lobby corporate representative, we were told that the insurance for Hobby Lobby is a third party and won’t pay for any medical expenses at all until there has been an investigation. So, our choices were either to pay for treatment out of pocket, or not have her treated at all. So, we paid $115 to get her seen. During the visit, they determined that she had a fracture, and sent her home with a boot on her leg. We will be getting a bill for that, too. She is in no state to take care of the kids tomorrow, so I’ve called off for my shift, so Hobby Lobby is now costing me wages as well.

Hopefully, their investigation will lead to us being able to recoup our medical expenses at least, and hopefully my lost wages. There were plenty of the black camera globes in the ceiling, so I’m sure one of their cameras got the injury on video. Either way, it’s safe to say we will be doing our craft shopping elsewhere from now on. If anyone has any other suggestions, let me know here or on Twitter.

Almost Home

July 3, 2013

Last year on the evening of July 10, we had a house fire that caused us for nearly a year to technically be homeless. Since we had been in the house less than a year, we had little equity, and the insurance only covered enough to pay off the mortgage. Over this time, we have gutted out the interior of the house completely and installed all new electric. During the process, we identified many studs that had to be replaced, along with floor that had rotted under our bathroom and laundry room. Progress has been very slow because we had pretty much maxed out my credit cards getting supplies to do the work.

A few months ago my grandmother passed away. Yesterday I received the inheritance that would have been due to my mother had she been alive. This will be enough money to both repair the house and move back in, and pay off the credit cards! We are very excited to go back home. I want to thank again everyone who helped us after the fire, whether it was a book sent for the kids or a monetary donation, or just kind words. I especially want to thank my former boss, who has let my family live with her family for nearly ten months now and refused anything in return. But most of all, I want to thank my late grandparents, who planned for the future and made sure their kids and grandkids would be taken care of. I hope I will be able to do the same for my family.


On Transamerica

February 22, 2013

It seemed like a good idea at the time. The money-changer appeared reputable, but turned out was just another street mountebank. You have been slighted, and now feel it is your duty to warn others, lest they be swindled as well.



You are probably aware of my housing situation. Circumstances being what they are, I need funds to do the repairs on my house. I contacted my life insurance agency, Transamerica, and requested information regarding a loan against my policy. I met my agent and we discussed the options. He said that the loan did not have to have regular payments, and that the interest on it would be added to the loan balance. Of course, it would be in my best interest to make payments, just not required. Sounds great, right?


derpWe thought so too, and signed the paperwork to get the policy’s full loan value. We got the check for the loan the following week. Imagine my surprise yesterday, when my agent calls to tell me that within 10-15 days, I am responsible for paying interest on the loan for the full year or else my policy will lapse. Talk about bait-and-switch! The whole point of getting that loan was because I DON’T have money. If the agent had told me I would have to pay almost $100 out of pocket two weeks after I got the loan, I probably would have been cool with it.  But since I used the money immediately to get supplies needed for repairs and wiring, I don’t have any of that money left to pay this hidden surprise charge.


I asked the agent why he failed to explain that important bit of information at our meeting. His response was that he didn’t know the interest was charged at the policy’s anniversary date, and apparently mine fell this month. In other words, if we had waited a few weeks to get the loan, I would not have had to pay the interest for almost a year.


TL;DR The Transamerica agent’s incompetence and dereliction of duties resulted in my having to scramble to find $100 or lose my life insurance.

Holidays 2012

January 22, 2013

Holidays can be stressful under the best of circumstances. Houses packed with family and children are ripe for conflict. Are you prepared to… HEY! GET YOUR HANDS OFF MY MASHED POTATOES!!! 

Roll initiative!


The holidays are a time to be thankful and reflect on the past year. These are generally joyful times to spend with friends and family. They can also, however, be particularly depressing times. Last year we had Thanksgiving at our house and Kennedy opened presents on Christmas at our house. Both holidays this year will have a muted tone, with the knowledge that we are technically homeless this winter. The stress of trying to balance the normal bills, plus do work on the house, plus try to get a gift for the kids, is really wearing on me.

(Last edited by d20dad on November 10, 2012)

So yeah, I have gotten behind on blogging, seeing as my last attempt was almost two months ago. Work plus helping take care of two kids plus trying to sleep on occasion doesn’t lend a lot of time for individual pursuits.  Since I started this post, the holidays have come and gone. Things are still going well with our current living arrangement and we had a nice Christmas here and at my aunt’s. Christmas at the in-laws’ was stressful as usual due to the incorrigibility of many of those in attendance.  But we made it through and left a bit early to get back before the snow started, which caused more drama.

We ended up with around four inches of snow the day after Christmas. Managed to get our van stuck before we even got out to the road. Managed to get it clear after a couple of hours, then headed out to try to catch some after-Christmas deals. Apparently, everybody else had the same idea. The poor staff at Walmart were clearly shorthanded, and the checkout line we were in was at least fifteen deep. Just to provide some background, four inches of snow around here makes everybody freak out and call off of work for fear of the “scary” driving conditions. With that considered, I think our visit could have been worse. Judging from the people in line with us, though, it was the end of the world.

Our house has temporary electric hooked up, and we are at the point where we are ready to start wiring the rest of the house. If it passes inspection, then we get to do insulation and close the walls and really start moving the process along. Tax returns should be a big help, but we will still be cutting it tight with that money, plus getting into some additional credit card debt. Hopefully we will have some help getting the walls up and painting when the time comes.

Keep thinking of us!